Suvarna Laxmi Nidhi’s policy is based on a borrowing and lending model where members deposits their money for specific period of time and also take secured loans against their deposits or against gold/property etc. to fund a business or other income generating activity, ensuring credit discipline and prompt repayments through peer pressure. When you become a member of Suvarna Laxmi Nidhi Limited, you are allotted one share of Rs. 100 only. But this gives you a right to participate in the management process of the organization through the A.G.M. you can otherwise also post your suggestion for improving the functioning of the Company. We understand each other so well that we have been treating our members as part of Suvarna Laxmi Nidhi Limited. Because of the wide objective & commitment to ensure welfare of our membership through financial support, we are improving the standards of life and rendering all possible technology driven financial services under one roof.